Health Insurance

If you have decided to find an agent to help you with your insurance, it’s essential to find one you feel comfortable working with. The best place to start is by asking questions. Some key questions to help you find the right health insurance agent and plan for you are: What Does a Health Insurance Agent Do? Although you may already be clear about an agent’s role, it’s an excellent question to ask. The agent can explain exactly what their role involves, how they can help you, and the ongoing support they provide. Being clear about what a benefit broker …

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When you choose a broker, you are selecting an expert health insurance guide. To assess whether a specific health insurance broker is the right fit for your needs, you should consider: Cost: Brokers in most cases do not charge you and receive their compensation from the insurance company. Your health benefits broker should be able to provide you with all the support and resources you need at no extra cost. Brokers cannot charge you more for insurance plans as the price of health insurance is set by the state’s Division of Insurance. Convenience:  A broker is there to assist you …

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The Affordable Care Act (ACA), sometimes called Obamacare, requires that every Coloradan carries health insurance or has minimum essential coverage. However, the current penalty for not having health insurance is zero. And while you must indicate your health coverage status on your tax return, you still won’t have to pay anything for not having coverage. Various states across the U.S. have different rules regarding health insurance. Some have even passed exclusive laws regarding health plans, but fortunately, Colorado has none. If you’re interested in health coverage, experts from DesignTM Health have prepared an in-depth guide detailing the available options. Read …

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Starting a business can be a long and tedious process. However, finding the right insurance coverage for your organization makes the process even more challenging. As a business owner, providing health insurance for your employees is a brilliant way to attract and retain the best talents. Insurance health benefits for employees also help boost their morale, shape positive company culture, and increase productivity. When seeking health insurance for your business, you need to consult with a professional insurance expert to advise you on the best coverage. At DesignTM Health, we have been assisting our clients in finding the most suitable …

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Due to the increasing number of products in the insurance market, it has become challenging to find the best insurance coverage for businesses and individuals. Insurance experts have commonly known as brokers and agents help to bridge the gap between insurance providers and consumers. At DesignTM Health, we are a expert insurance broker committed to helping insurance customers get the most suitable solutions to their insurance needs. What is an Insurance Broker? An insurance broker is an individual or business that helps insurance customers get the best coverage at the lowest cost possible. Brokers work with individuals and companies to …

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A health insurance exchange is an online platform where people can compare health insurance plans and costs. It is also commonly referred to as a health insurance marketplace. Here, small businesses, families, and individuals can: Get answers to questions they may have about health insurance Compare different health insurance plans and find one that best fits their needs at an affordable price Find out whether they are eligible for tax credits to to reduce premium cost or insurance such as Medicaid Enroll in a health insurance plan that fits their needs Private Exchanges vs. State & Federal Insurance Exchanges In …

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