Health Insurance

For a small company, health insurance is a key factor in retaining and attracting employees, as well as ensuring performance levels and employee satisfaction. However, finding the right plan for your needs isn’t always easy. At DesignTM Health, our team can help you find the health insurance policy that will allow you to keep your coats under control all while supporting your employees’ health and wellness. Why Is It So Hard to Find Health Insurance? There is no lack of health insurance companies on the market, but it usually comes at a high price. And, when you are a small …

Where to Buy Health Insurance for Small Business Read More »

When it comes to health insurance in the US, things can get a bit confusing. While the US does not provide health insurance to most US citizens, it does provide programs for individuals with disabilities and retirees called Medicare. What Is Medicare Medicare is a government-run health care program for people over age 65, people with disabilities, or people with end-stage kidney disease (needing dialysis or kidney transplant), who have retired or can no longer work for various health reasons, and they can’t afford to pay for a regular health insurance plan on their own. The program covers most, but …

What Is Medicare and How to Apply Read More »

Selling your business is a big decision. Of course, having someone purchase your business will mean a new beginning for you, but this process also involves looking at how you will insure yourself once you are no longer connected to the business. One of the most important things to take care of is your health insurance. Many business owners insure themselves and their families through their companies group insurance plan. When you sell your business, you may be eligible to stay on the plan for a period of time but will eventually need to transition to individual coverage. Here’s what …

If I Sell My Business, How Do I Apply for Independent Insurance? Read More »

We all like to think that we are impenetrable and that things won’t happen to us. Unfortunately, wishful thinking doesn’t pay the medical bills and it’s always better to be prepared than sorry. Having health insurance is extremely important, no matter what your living arrangements are. It is simply impossible to tell when you might need medical services and to what extent. You cannot foresee when you might get an injury, get ill or deal with a chronic condition. The good news is that you have several insurance options as an individual or as a business owner/worker. We at DesignTM …

How to Find Health Insurance Read More »

Trying to work through the complexities of health insurance by yourself can be quite daunting. Working with a health insurance broker can remove the confusion and simplify the process, removing a lot of stress and uncertainty from your shoulders. A benefits broker is an independent adviser who does not administer health insurance plans themselves. Brokers (or agents) provide advice about which health insurance plan will fit your specific needs. If you buy a plan through a broker or directly from the insurance company, the rate will remain the same. What are the Different Roles when Talking about Health Insurance? When …

Who To Talk To About Health Insurance Read More »

Finding the right insurance that works for your individual needs can be confusing and time-consuming. Insurance companies will all have their best sales pitch at the ready to entice you in. It can be useful to consult an insurance benefits broker to determine exactly what you need to navigate the process. No one health insurance plan fits all, and it’s vital that you end up with a relevant, effective, and suitable plan for you. When looking to buy insurance, there are several things to consider, starting with when you can sign up for the insurance. Open Enrollment – Individual and …

When Can I Buy Insurance? Read More »