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Another Co-Op Closes

December 21, 2022 / By / All Posts, Health Insurance, In The News

This past Wednesday news was buzzing with yet another co-op closing its doors. Nevada Health co-op will be the third cooperative health insurance company that was created by the Affordable Care Act (ACA) to close their doors. The reports are that they can’t keep up with challenging market conditions and cost. When you go to Healthcare.gov and look into plans offered in Las Vegas, one of the largest cities in Nevada there are only three carriers that come up. You’re putting a brand new company up against Blue Cross Blue Shield and Health Plan of Nevada who is operated by United Healthcare. …

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Find the Time for Exercise in the Fall

December 21, 2022 / By / Active Lifestyle, All Posts

With the fall season fast approaching, and I’m talking less than a month away, most of us have seen our lives kick up a notch. The summer is a free for all fun in the sun, but come fall it seems like I don’t even have a minute to breathe. It’s when kids go back to school, work ramps up, and the sun stays away for longer. What we often times don’t realize is that we don’t need to spend grueling hours in the gym to have a successful workout routine. Most of us are able to find 30 minutes …

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Stock Market Crash

December 21, 2022 / By / All Posts, In The News

Completely unrelated to healthcare I wanted to post on something that I follow very closely. Yesterday the U.S. stock market crashed and when we see significant declines we often see panic selling out of fear immediately following. Does everybody remember the crash back in the 80’s? I sure do and I’m not looking forward to seeing a repeat to what it did to our economy. I’ve been consistently surrounded with financial news from the time I was a little girl as I watched my Dad trade. I used to sit behind his computer and watch the green tick marks on the …

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File Your Tax Forms Correctly

December 21, 2022 / By / All Posts, Health Insurance, In The News

Did you file your tax forms correctly this year or were you part of the 1.8 million households that might not receive a tax subsidy for health insurance next year because you didn’t? Each year there are different tax laws and stipulations that make a tax accountants job difficult to say the least. This year tax accountants found themselves faced with having to help millions of Americans submit their forms to verify they had health insurance so they did not incur a penalty. The problem is if the filings were not correct or if their were no filings and the …

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Making Waves as a Small Business

December 21, 2022 / By / All Posts, Small Business

As a country built on small business and entrepreneurship, what has allowed these companies to thrive? Many of these companies have seen a problem and created a solution. They see what needs to be fixed and fix it, often creating back lash from the companies who the “problem” originates with. In the healthcare industry we have seen that Group Health Insurance is broken and offer a solution to solve the “pain” that comes with group health plans. Naturally getting backlash from Group Health Insurance brokers saying that what we are doing isn’t legal. Fair enough, we understand their sentiments come from …

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Small-Businesses March on Capitol Hill

December 21, 2022 / By / All Posts, Health Insurance, In The News, Small Business

At the end of July, “about 150 small-business owners, organized by the National Federation of Independent Business (NFIB), will head to Capitol Hill to make the case to members from their states on legislation…,” says a recent article by The Hill. The issue being brought forth is a ruling from 2013 by the IRS that imposes steep penalties on employers who offer tax-free reimbursement to their employees to help them purchase individual health insurance plans.  What small-business owners are confused over is the need for a penalty when all they are doing is trying to help their employees to afford …

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