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Workplace Home Away From Home

December 21, 2022 / By / All Posts, Small Business

How often do you find yourself looking around your office wondering how you can make it a bit better? My creative mind started thinking of ways to decorate. Many offices these days are cubicles and there’s not much you can do with them…so I thought. My google intrigue caught me by surprise with some of the things that people have come up with to better their work space. All of this surrounds office culture and what you are trying to cultivate. Here at DesignTM Health we protect our culture at all costs, and it makes for good laughs and a …

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Less Than A Month Away For A January 1st Enrollment Date

December 21, 2022 / By / All Posts, Did You Know?, Health Insurance, In The News

There is less than a month left for a January 1st start date so don’t miss out on the December 15th enrollment deadline. If you are someone that understands health insurance plans backwards and forwards then you are way ahead of the game, but many Americans do not understand the other language that is “health insurance.” I encourage you to reach out to a broker that is well versed on the language and let the help you understand. Once you enroll in a health plan during Open Enrollment for 2016 you are locked into that plan for the entire calendar year unless …

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How are Health Insurance Subsidies Determined?

December 21, 2022 / By / All Posts, Did You Know?, Health Insurance

Each year during open enrollment individuals are able to see if they are eligible for health insurance subsidies to help supplement their health care costs. The determinations are based on projected adjusted gross income (AGI) for the year compared to the cost of the second lowest silver plan in an individuals state of residence. These two factors along with how many individuals are in the household will determine eligibility to receive assistance. The only way to receive assistance is to enroll in either your state based exchange or on Healthcare.gov. Documents are required to verify the income that you are claiming is in fact correct. If you qualify …

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Opposing View for Insurance Premium Rates

December 21, 2022 / By / All Posts, Health Insurance, In The News

It’s not often that an article written asks itself to be pitted against somebody with an opposing view, but that is exactly what USA Today did when they asked The Galen Institute to write their view on next years insurance premium rates. USA Today’s camp states that premium increase will be at a minimum and that for Obamacare critics there is never any good news, and that critics think “Obamacare is a ready to-implode disaster.” The article goes on to quote several rate requests submitted for 2016, and says that any large rate hikes are due to miscalculated rates from …

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What Makes Employees Stay?

December 21, 2022 / By / Health Insurance, Small Business

Employees come and go from companies, but what helps a company keep an employee and keep them happy? A recent article by the Employee Benefits Research Institute says that the benefits both attract and retain the best workers. In a 2013 survey EBRI discovered that the benefits package is an important factor in a potential employees decision to accept or reject a job. The survey was also able to show that many workers weren’t satisfied with the benefits package being offered. One of the best advantages of defined contribution health benefits is that an employee has the option to choose their own …

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Are 8 Glasses of Water Really Good For You?

December 21, 2022 / By / All Posts, Wellness

There have been countless times and countless things I’ve read that say to drink 8 glasses of water a day. So lugging around my water bottle and constantly running to the little restroom has been something I’ve become accustomed to on my journey to fitness. Today I came across an interesting article that intrigued me and I’m inclined to believe its truth over some of the others pushing the water bandwagon. Schmidt’s Human Physiology states, “A Person weighing 155 lbs requires at least 59 oz of water per day. Of this amount 650 ml is obtained by drinking, 750 ml is …

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