There is less than a month left for a January 1st start date so don’t miss out on the December 15th enrollment deadline. If you are someone that understands health insurance plans backwards and forwards then you are way ahead of the game, but many Americans do not understand the other language that is “health insurance.” I encourage you to reach out to a broker that is well versed on the language and let the help you understand.
Once you enroll in a health plan during Open Enrollment for 2016 you are locked into that plan for the entire calendar year unless you have a qualifying even like a birth, marriage, or major move.
Open Enrollment goes through January 31st this year. The important deadlines and dates to remember are:
November 1st, 2015: First day to enroll in a health plan for a January 1st, 2016 start date.
December 15th, 2015: Last day to enroll in a health plan for a January 1st, 2016 start date.
January 1st, 2016: First day of coverage for those that enrolled in health plans from November 1st, 2015-December 15th, 2015
January 15th, 2016: Last day to enroll in a health plan for a February 1st, 2016 start date.
January 16th-January 31st: Enrollment days for a March 1st, 2016 start date.
January 31st: The last day to enroll in a health plan for 2016 without a qualifying event.