healthcare Archives - Page 5 of 5 - DesignHealth Benefit Advisors

Investors See No Threat From King vs. Burwell

June 16, 2015 / Design Health / All Posts, Health Insurance, In The News, Small Business

Last Friday Reuters posted an interesting take on the Supreme Court case King vs. Burwell titled “Healthcare Investors see no real threat from Supreme Court.” In recent weeks healthcare stocks have been rising with the anticipated ruling. The article states that, “a negative ruling for Obamacare could result in an immediate selloff of healthcare stocks, but it will be short lived.” Keep in mind that the ruling will only effect those that are receiving government assistance for their health premiums enrolled through Healthcare.gov. This provides some security to investors knowing that a large amount of Americans will not have any disruption in […]

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Obamacare Brings About Revelation

June 16, 2015 / Design Health / All Posts, Health Insurance, In The News

The Galen Institute was founded by Grace-Marie Turner in 1995 to promote a conversation over free-market ideas in the health sector. Grace-Marie wrote earlier this week that Obamacare is working to an extent, but it is still far from affordable for most. She quotes, “39 percent favor the law and 54 percent oppose it.” With 32 changes already having been made to the law the next big change that could take place is the King vs. Burwell case. With the decision to be made towards the end of this month Americans do not want this to disrupt their coverage, but rather open

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Individual Health Plan Enrollment up for Small Business

June 11, 2015 / Design Health / All Posts, Small Business

Individual health plan enrollment is up in California! Many small businesses in California choose to let their employees get coverage through California’s health marketplace, Covered California. With the rising cost of group health plans it is both cost effective for employees and employers to allow individuals to choose a plan from the marketplace. Many of the individuals will not only be able to choose a plan of their choice away from the typical A, B, or C choice a group plan offers, but there is also a possibility to receive a tax subsidy to help with the cost. The ACA mandates

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Do you know what an H.S.A. is?

June 9, 2015 / Design Health / All Posts, Health Insurance, In The News, Small Business

Health plan options can be confusing and with the A.C.A. in full effect, we wanted to highlight one of the plans that many people are not familiar with. What is a Health Savings Account or H.S.A.? This is a high deductible health plan that enables individuals to create a savings account to contribute funds that are not subject to income tax. This account can be used to pay for “qualified medical expenses” tax-free. When an individual selects an H.S.A. qualified plan premiums are typically lower and deductibles are higher. Traditional health plans in comparison commonly cover co-pays for doctor visits and prescriptions, whereas

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Healthcare.gov is working?! Opinion or Fact?

June 8, 2015 / Design Health / All Posts, Health Insurance, In The News

A recent article by St. Louis Today gives praise to the controversial Healthcare.gov website touting 11.7 million Americans enrolled through Healthcare.gov this year up from the 6.3 million enrolled last year. Although, there is around a 10 percent drop off, according to the article, from those that initially enroll to those who stay enrolled. Healthcare.gov allows Americans to receive a subsidy to help supplement the cost of rising health premiums in the States that do not have their own State run marketplace. The Federally run marketplace gets it’s fair share of criticism and negative news in the media, but these numbers exceeded

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