Health Insurance Options After College

There are many health insurance options for recent grads. Whether you’re planning to move to a new city, start a new job, or experience other life changes, there are multiple ways to stay covered after college. After all, getting insured may not be as complicated as you may think. Here are the top four health insurance options for college graduates. 1- Enroll in Marketplace Insurance You may qualify for a Marketplace insurance policy through either the Federal or State based exchange depending on your location. More people are eligible for Marketplace medical coverage now than in the past. Moreover, you […]

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The Question Presidential Candidates Must Answer

The Affordable Care Act (ACA) seems to be a topic of discussion for Presidential candidates. Will the ACA still  stay intact once the next President is elected into office? What changes will be made to the ACA? The biggest question stated by an article on Bloomberg View is, “How would they (Presidential Candidates) protect people with pre-existing conditions? Left to their own devices, after all, insurers have an incentive to charge higher premiums to potential customers who already have chronic health conditions – or not to offer them coverage at all.” What the ACA has done well is to ban

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Healthcare Cost Keeps Rising

Healthcare cost continues to rise and the Affordable Care Act (ACA) isn’t exactly affordable at all. The inflation of healthcare is rising faster than the American economies natural inflation rate. What is making healthcare rise faster than everything else? There are many contributing factors and one of the major ones is supply and demand. The demand for healthcare didn’t happen organically, it happened over night. When the ACA was passed the entire United States population had demand, but the supply stayed the same. Sadly the healthcare provider market hasn’t expanded much in response to the demand. There are some new health

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What is Zane Benefits?

Here at DesignTM Health, we partner with a company called Zane Benefits. As we continue to look at and promote small businesses I wanted to introduce you to one that is on the cutting edge of what healthcare is and will be. As group health insurance fades away you will see Zane Benefits name more and more often. What’s so innovative and great about this company and who are they? Let me tell you with their own introduction from their website, “Zane Benefits is the leader in individual health insurance reimbursement for small businesses. Since 2006, Zane Benefits has been on

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Undiagnosed Diabetes?

Did you know that 8.1 million diabetes cases out of the 29.1 million people that have diabetes don’t know it? That’s 9.3% of the U.S. population that have the disease. The 8.1 million could be harming their body while continuing to leave their blood sugar levels out of control. Untreated diabetes takes a toll on your heart and blood vessels, eyes, kidneys, nerves, as well as your gums and teeth. Unfortunately the symptoms are so minimal at first that it is hard to detect. With type 2 people often don’t know until there are problems from long term damage already caused

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Medicare Isn’t Sustainable

During a New Hampshire town meeting Jeb Bush was confronted by a senior citizen after a comment about entitlement reform. The women commented by saying, “My Medicare right now is wonderful and I paid into it for all these years. Why are you always attacking seniors?” Where Bush called it the entitlement system the woman rebutted that she had earned it. I can see where the woman is coming from in the thought that she has paid into the system, and she has, but not nearly enough to contribute to the cost of her medical care. The level of funding

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