Healthy Perspectives: Health Insurance Blog

Offering health insurance to employees is important for small businesses. With the continually increasing cost of providing group insurance coverage, you may wonder if providing health benefits will become entirely unsustainable in the future. This may be the case if you’re operating on a tight budget or have fewer employees and other resources, hindering you from meeting the requirements for group health plans. But the great news is that you can receive some tax benefits for your investment. As a small business owner, you can write off some of your group’s health insurance-related costs from your federal business tax. But …

Is Health Insurance a Business Expense? Read More »

The labor market is constantly evolving, and employees have become critical assets for many small businesses. Most employees now expect to receive health benefits from their employers. Therefore, small business owners need to assess their health insurance plans to ensure they offer employees sufficient coverage. However, most of them often lack the time and resources to find the most reliable health insurance coverage for their workers. Health insurance experts from DesignTM Health have discussed several factors to consider purchasing the most suitable health insurance plan for your small business. Adequate coverage Since you want to get a health insurance plan …

How to Choose Health Insurance for Small Business Read More »

For a small company, health insurance is a key factor in retaining and attracting employees, as well as ensuring performance levels and employee satisfaction. However, finding the right plan for your needs isn’t always easy. At DesignTM Health, our team can help you find the health insurance policy that will allow you to keep your coats under control all while supporting your employees’ health and wellness. Why Is It So Hard to Find Health Insurance? There is no lack of health insurance companies on the market, but it usually comes at a high price. And, when you are a small …

Where to Buy Health Insurance for Small Business Read More »

When it comes to health insurance in the US, things can get a bit confusing. While the US does not provide health insurance to most US citizens, it does provide programs for individuals with disabilities and retirees called Medicare. What Is Medicare Medicare is a government-run health care program for people over age 65, people with disabilities, or people with end-stage kidney disease (needing dialysis or kidney transplant), who have retired or can no longer work for various health reasons, and they can’t afford to pay for a regular health insurance plan on their own. The program covers most, but …

What Is Medicare and How to Apply Read More »

Selling your business is a big decision. Of course, having someone purchase your business will mean a new beginning for you, but this process also involves looking at how you will insure yourself once you are no longer connected to the business. One of the most important things to take care of is your health insurance. Many business owners insure themselves and their families through their companies group insurance plan. When you sell your business, you may be eligible to stay on the plan for a period of time but will eventually need to transition to individual coverage. Here’s what …

If I Sell My Business, How Do I Apply for Independent Insurance? Read More »

We all like to think that we are impenetrable and that things won’t happen to us. Unfortunately, wishful thinking doesn’t pay the medical bills and it’s always better to be prepared than sorry. Having health insurance is extremely important, no matter what your living arrangements are. It is simply impossible to tell when you might need medical services and to what extent. You cannot foresee when you might get an injury, get ill or deal with a chronic condition. The good news is that you have several insurance options as an individual or as a business owner/worker. We at DesignTM …

How to Find Health Insurance Read More »