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Small Business Work Relationships

December 21, 2022 / By / All Posts, Small Business

Everyone wants good and healthy work relationships, but do you know how to cultivate and obtain those? There are books upon books of how to develop relationships within business partnerships, or even personal relationships outside of the workplace, but move inside of the workplace and it’s a subject that often gets pushed under the rug. There is a great article from the Houston Chronicle online that addresses just that. The article goes through a six step process, and I’ll touch on each of those. Step 1 urges leadership to create a “clear and concise company mission statement.” As an employee it …

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Workplace Home Away From Home

December 21, 2022 / By / All Posts, Small Business

How often do you find yourself looking around your office wondering how you can make it a bit better? My creative mind started thinking of ways to decorate. Many offices these days are cubicles and there’s not much you can do with them…so I thought. My google intrigue caught me by surprise with some of the things that people have come up with to better their work space. All of this surrounds office culture and what you are trying to cultivate. Here at DesignTM Health we protect our culture at all costs, and it makes for good laughs and a …

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What Makes Employees Stay?

December 21, 2022 / By / Health Insurance, Small Business

Employees come and go from companies, but what helps a company keep an employee and keep them happy? A recent article by the Employee Benefits Research Institute says that the benefits both attract and retain the best workers. In a 2013 survey EBRI discovered that the benefits package is an important factor in a potential employees decision to accept or reject a job. The survey was also able to show that many workers weren’t satisfied with the benefits package being offered. One of the best advantages of defined contribution health benefits is that an employee has the option to choose their own …

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Common Misconceptions with Defined Contribution

December 21, 2022 / By / All Posts, Did You Know?, Health Insurance, In The News, Small Business

There are common misconceptions with defined contribution plans as to their legality and how to set them up to comply with regulations. One of the common questions comes from understanding that the employer is not directly paying for an employee’s individual health insurance. When a company sets up a defined contribution plan it must be compliant with IRS, ERISA, HIPPA, and ACA guidelines. We typically recommend using an administrator when setting up these plans. So why do you need to set up a formal plan to be in compliance versus giving the employee funds directly? To maintain compliance employers aren’t involved in …

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Help is Coming for Small Businesses

December 21, 2022 / By / All Posts, In The News, Small Business

When the ACA was written the law has come with its fair share of challenges and there have been many changes. When the law was passed the I.R.S. drafted a regulation that imposes fines on small business for doing what the very law is meant to do, help individual and families afford health insurance. Kevin Kuhlman, policy director for the National Association of Independent Business said, ” Reimbursing employees for the cost of insurance or medical services is a way for small businesses to help their workers without the administrative headaches of setting up a costly group plan.” The IRS has said for doing …

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Bipartisan Support Is A Win For Small Business

December 21, 2022 / By / All Posts, Health Insurance, In The News, Small Business

One of the first big changes to the Affordable Care Act (ACA) was voted on last week and passed. The bill was approved in both the House and the Senate eliminating a provision in the law that would have imposed costly requirements on businesses with 51 to 100 employees. The bill was signed into law by the President yesterday. This is great news for the bill that had bipartisan support and is a win for small businesses. The ACA has already made it hard on small businesses and if the definition of a small business had been redefined to include those …

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