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What is an HRA Health Reimbursement Arrangement?

December 21, 2022 / By / All Posts, Health Insurance

If you run a small business with employees, you need to come up with a way to give those employees health coverage. This can be very challenging for the smallest businesses. With only one or two employees, you cannot get the best rate, and you may have to go with substandard coverage or navigate the frustration world of group health insurance. Professional associations can sometimes help, but if you want the best for your employees, you might have to consider some non-standard options.

The True Cost Of Small Business Group Health Insurance

December 21, 2022 / By / Health Insurance, Small Business

What is Group Health Insurance? Group Health Insurance is a selected plan that provides health care to a predetermined, select group of people. These health insurance plans are generally uniform in policy offering the same health care coverage to all employees or members of the group. Is Group Health Insurance a Good Investment For My Small Business? The answer to that is in short: No. Why?

Why You Should Read

December 21, 2022 / By / All Posts, Wellness

When people think of working out and wellness rarely do our thoughts go to our mind. Did you know that 1/3 of high school graduates never read another book the rest of their lives, 42% of college graduates never read another book after college, 80% of families did not buy or read a book last year, 70% of adults have not been in a bookstore in the last five years, and 57% of new books are not read to completion. My bookworm self just gasped. I don’t necessarily read something that enriches my mind in a scholarly sense, but I …

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The Question Presidential Candidates Must Answer

December 21, 2022 / By / All Posts, Health Insurance, In The News

The Affordable Care Act (ACA) seems to be a topic of discussion for Presidential candidates. Will the ACA still  stay intact once the next President is elected into office? What changes will be made to the ACA? The biggest question stated by an article on Bloomberg View is, “How would they (Presidential Candidates) protect people with pre-existing conditions? Left to their own devices, after all, insurers have an incentive to charge higher premiums to potential customers who already have chronic health conditions – or not to offer them coverage at all.” What the ACA has done well is to ban …

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Goodbye Employer Provided Health Insurance

December 21, 2022 / By / All Posts, Health Insurance, Small Business

An article from Market Watch highlights Rick Lindquist and Paul Zane Pilzer, co-authors of “The End of Employer-Provided Health Insurance.” The book goes over why group health insurance is a thing of the past and why individuals, their families, and their employers are all benefiting from moving away from group health insurance options. Group health insurance rates continue to rise and that’s where Zane Benefits steps in. Zane Benefits is not a health insurance company, but a company that administers defined-contribution plans. What is that you might be asking? It is a benefit plan that gives employees a set amount of money each …

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Renew Your Skin with Aromatherapy Steam

December 21, 2022 / By / All Posts, Wellness

I don’t know about you, but apparently every day I get a little older. I keep trying to reverse time, but I’ve had no such luck thus far. I look into ways to make my skin feel refreshed so that my bright and shiny skin stays just that way. I don’t ever want the glow to go! I absolutely love the way my skin feels from the steam when I go get a facial at the spa, but time and money don’t always allow for a trip to the spa. I looked into ways to have this same effect at home. …

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