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What are QSEHRA and ICHRAs? Understanding Health Benefit Plans for Small Business

The qualified small employer health reimbursement arrangement (QSEHRA) and the individual coverage health reimbursement arrangement (ICHRA) are health benefit plans designed for small businesses. Both QSEHRA and ICHRA give employers the ability to set employee reimbursement allowances for health insurance policies and qualified medical expenses. It’s a win-win approach: employees receive a tremendous benefit, and small businesses can contain their healthcare expenditure. Differences between a QSEHRA and an ICHRA While both of these arrangements perform the same essential functions, their operating mechanisms are a bit different. These differences are also what defines their suitability to your business goals. Let’s take …

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How To Get Health Insurance For Employees: A Guide to Getting Started

For many small business owners, navigating employee benefits can be challenging. Not only do you have to work with a fraction of the resources that larger corporations enjoy, but you also have to weigh the risks of opting out of providing an attractive benefits package. The U.S. job market is competitive, and top qualifying candidates take employee benefits into account when choosing between job offers. The advantages of providing employee benefits When you provide health insurance and other benefits on top of salary, it sends a signal and attracts top talent on the job-hunt. It shows employees that the company …

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